Diagnosis and treatment
A patient may allege that a diagnosis, treatment decision, or procedure caused injury or an unfavorable result.
Dentist professional liability
Coverage shaped around your dental practice.
Professional liability guidance for general dentists, specialists, and dental practices reviewing malpractice protection and related practice exposures.
01
Individual dentists
02
Group dental practices
03
Specialty considerations
Common exposures
Even careful professionals can face a claim.
Documentation
Incomplete records, consent questions, or communication gaps may become central in a professional claim.
Supervision
Practice owners may face allegations involving staff activities, delegation, or clinical oversight.
New procedures
Expanded services, specialized techniques, and new technology can change the practice’s risk profile.
Coverage conversation
Look beyond the premium.
Specialty and procedures
The services performed, patient mix, and procedures offered can influence underwriting and policy terms.
Individual and entity coverage
Confirm which dentists, employees, contractors, and practice entities are included as insureds.
Consent and records
Strong consent, documentation, and follow-up practices are important parts of clinical risk management.
Related business policies
A dental practice may also need general liability, property, cyber, employment practices, and workers compensation coverage.
A straightforward process
Start with the essentials.
Tell Gagan about your work
Share your profession, practice or business, and renewal timing—without including confidential client or claim details.
Discuss the coverage need
Review the services you provide, current insurance, desired limits, and any timing considerations.
Move to the licensed market
When appropriate and with your permission, the request can be referred to a licensed broker or agency able to pursue coverage options.
Frequently asked questions
Useful answers before you begin.
Is dentist professional liability the same as malpractice insurance?
The terms are often used interchangeably. The coverage is designed to address covered claims alleging harm from professional dental services, subject to the policy terms and exclusions.
Does a practice policy cover every dentist?
Not automatically. The policy should be reviewed to confirm the named insureds, employed dentists, independent contractors, and any entity coverage.
What affects the cost?
Common factors include specialty, procedures, location, limits, deductible, years in practice, claims history, number of providers, and prior coverage.